An investment vehicle through which Andrew and Sharon Turner invest in financial services companies serving consumers and SMEs across the United Kingdom.

1988
Founded
6
Portfolio companies
3
Office locations
35+
Years in financial services

Six companies. One shared purpose.

Each portfolio company has its own market focus and leadership, strengthened by the resources, capabilities and experience of the wider Norfolk Capital Group.

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Car Finance Lender

Automoney Trust Limited

Provides hire purchase finance to customers looking to fund a vehicle purchase. Established in 2018, it can support customers who may not meet mainstream motor finance criteria.

Specialist Finance Broker

Central Loans Limited t/a The Loans Engine

An award-winning, FCA-regulated finance broker helping customers access secured finance solutions when they don’t fit mainstream lending criteria.

Regulated Secured Lender

Central Trust Limited

Provides secured lending to homeowners, offering access to capital for debt consolidation, home improvements and other major life events.

Specialist Mortgage Broker

Commercial Trust Limited

Helps landlords and investors access property finance, working with a panel of 80+ lenders across the buy to let, commercial and bridging markets.

Unregulated Secured Lender

Mercantile Trust Limited

Provides buy to let mortgages and bridging finance to consumers and SMEs with complex financial circumstances.

Homeowner Unsecured Loan Lender

Norwich Trust Limited

Provides unsecured homeowner loans to consumers across the UK, primarily supporting those who may have limited access to mainstream lending.

Three decades of growth

From a single office in London's West End, Norfolk Capital has grown into a diversified group of specialist financial services businesses operating across the UK.

1988

Founded in the West End, London by Andrew Turner.

1991

Relocated to Hendon, North London.

1995

Moved operations to Watford.

2000

Norwich office opened in September.

2006

Acquired Mobile Money Limited, based in Redditch.

2019

Acquired London and Surrey Motor Finance and consolidated within Redditch operations.

A clear strategy, consistently applied

Principle 01

Vision Clarity

We establish simple, clear, reality-based, client-focused vision for each business, ensuring every employee understands what their business is trying to achieve and why.

Principle 02

Market Leadership

We commit to being number 1 or 2 in every market we operate in, focusing on niche sectors to yield stronger opportunities, reduced risks, and higher returns.

Principle 03

Integrated Diversity

Every business operates independently within its sector while remaining connected to the wider group, sharing successful ideas, expertise and best practice for the benefit of all.

Principle 04

Boundary-less Operations

We remove barriers between departments, management levels, and external partners to accelerate decision-making and enhance overall effectiveness.

Principle 05

Destiny Control

We believe that if we do not control our own destiny, someone else will. Maintaining strategic independence allows us to protect our people, pursue our vision and make decisions on our own terms.

Eight principles. No exceptions.

These behaviours are more than aspirations. They are the values that guide how we work and the standards against which we make decisions every day.

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01

Integrity

Doing the right thing in everything we do, with no compromise on our values.

02

Honesty

Direct and truthful communication, even when difficult conversations are needed.

03

Equality

A culture where every voice matters and the best ideas always win.

04

Fairness

Building relationships based on respect, mutual benefit, and fair outcomes.

05

Openness

Open communication and transparency, with information shared honestly and responsibly.

06

Humility

Letting the quality of our work, our values, and client feedback speak for us.

07

Service

Great service is at the heart of our business and every successful client relationship.

08

Trust

Earning trust through reliability, honest advice, and putting people first.

Speak with our team

Whether you're exploring partnership opportunities, discussing one of our portfolio businesses, or simply want to learn more about our group, we'd be pleased to hear from you. Please use the form opposite to get in touch. 

Norwich
Group Headquarters
Watford
South East Operations
Redditch
Midlands Operations
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